LOANS
| Application Fee | $25.00 |
| Mortgage Loan Application | $50.00 |
| Late Fees | 5% of payment up to $25.00 |
| Overdraft Loan Transfers | $5.00 |
| Title Transfers/BOS (no loan involved) |
$15.00 |
| Duplicate Title Request | $5.00 |
SHARE DRAFT
| Share Draft | $50.00/open account |
| Check Orders | amount of checks |
| NSF Item | $30.00 |
| Deposit Return Items | $30.00 |
| Stop Payment/Members Acct. | $20.00 |
| O/D Protection Fee (shares or LOC) |
$5.00 |
| Share Draft Minimum Balance Fee | |
|
No Cost
|
|
$5.00
|
|
$2.00
|
| Share Withdrawals/Transfers | |
|
(In excess of three per month)
|
$5.00 each
|
| Closure of Primary Share Account within 90 days |
$25.00
|
OTHER SERVICES
| Phone Transfers | N/C |
| CU Check/3rd Party | $3.00 |
| Copy of Statement | $5.00 |
| Photo/Check | $3.00 |
| Fax Copy Check | N/C |
| Statement Reconciliation | $10.00/hour |
| Stop Payment/CU Check | $20.00 |
| Check Cashing Fee (without two services) Check amount up to $999.99 Check amount over $1000 |
$5.00 1% per $1,000 |
| Notary | $10.00 |
| Research Fee/Subpoenas/ Legal Process | $35.00/hour |
| Tax Levy Fee | $10.00 |
| Rolled Coins | N/C |
| Loose Coins | N/A |
| Deposit Return Items | $30.00 |
| Statement Copies | |
|
$5.00 |
|
$2.00 each |
|
Transactions (Shared Branch)
|
$1.00 |
| Filing & Recording Fees | Actual Cost |
| Membership Fee (1 time only) | $5.00 |
| Non-notification of Address Change | $3.00 |
| Below Par Value | $1.00/month |
| IRA Annual Fee | $25.00 |
| Dormant Accounts (1yr no activity) | $5.00/month |
| Home Banking/HFS | N/C |
| Christmas Club | N/C |
SAFETY DEPOSIT BOXES
| Size 3 x 5 | $25.00 |
| Size 3 x 10 | $35.00 |
| Size 5 x 10 | $60.00 |
| Size 10 x 10 | $100.00 |
| Key Replacement | CU Cost |
| Drill Box | CU Cost |
| No Insurance coverage is provided by NCUA or this Credit Union on box contents. |
WIRE TRANSFER
| Domestic Outgoing | $15.00 |
| Domestic Incoming | $5.00 |
| Foreign Outgoing | $50.00 |
| Foreign Incoming | $10.00 |
ACH
| Stop Payment | $20.00 |
| Return | $30.00 |
| Reprocessed | N/C |
| Transfer Fee/Overdraft Protection | $5.00 |
ATM
| New Card | $10.00 |
| Non FFCU ATM W/D | $1.00 |
| Transfer For Overdraft | N/C |
| POS Transaction | N/C |
| Additional Card | N/C |
| Replace Debit/ATM Card | $5.00 |
| Copy of Purchase | N/C |
| Overdraft | N/C |
BILL PAY SERVICES
| Inactive 3 months | $5.00 |
| Check Copy | $15.00 |
| Non-Sufficient Funds | $30.00 |
| Stop Payment | $20.00 |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.
