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Fee Schedule

New Schedule of Fees
Effective January 1, 2009

LOANS
Application Fee $25.00
Mortgage Loan Application $50.00
Late Fees 5% of payment up to $25.00
Overdraft Loan Transfers $5.00
Title Transfers/BOS
(no loan involved)
$15.00
Duplicate Title Request $5.00
SHARE DRAFT
Share Draft $100.00/open account
Check Orders amount of checks
NSF Item $28.00
Deposit Return Items $28.00
Stop Payment/Members Acct. $15.00
O/D Protection Fee
(shares or LOC)
$5.00
Share1 Draft Minimum Balance Fee
  • Youth age 17 thru 24
No Cost
  • Daily balance below $500
$5.00
  • Seniors 60 + (daily balance below $200)
$2.00
Share2 Withdrawals/Transfers
(In excess of four per month)
$3.00 each
Closure of Primary Share Account within 90 days
$25.00
OTHER SERVICES
Phone Transfers N/C
Traveler Cheques $0.50/$100.00
Money Orders N/A
C/U Check/3rd Party $3.00
Copy of Statement $5.00
Account History $1.00/page
Photo/Check $3.00
Fax Copy Check N/C
Statement Reconciliation $10.00/hour
Stop Payment/CU Check $15.00
Check Cashing Fee 1% of item if member does
not have 2 or more services
(loan/credit card/checking)
Notary $10.00
Research Fee/Subpoenas/ Legal Process $35.00/hour
Tax Levy Fee $10.00
Rolled Coins N/C
Loose Coins N/A
Deposit Return Items $28.00
Statement Copies
  • First statement
$5.00
  • Additional
$2.00 each
Sustained Negative Balance  $30.00/month
Transactions (Shared Branch)
$1.00
Filing & Recording Fees Actual Cost
Membership Fee (1 time only) $5.00
Non-notification of Address Change $3.00
Below Par Value  $1.00/month
SAFETY DEPOSIT BOXES
Size 3 x 5 $20.00
Size 3 x 10 $30.00
Size 5 x 10 $50.00
Size 10 x 10 $95.00
Key Replacement CU Cost
Drill Box CU Cost
No Insurance coverage is provided by NCUA or this Credit Union on box contents.
WIRE TRANSFER
Domestic Outgoing $15.00
Domestic Incoming $5.00
Foreign Outgoing $50.00
Foreign Incoming $10.00
ACH
Stop Payment $15.00
Return $28.00
Reprocessed N/C
Transfer Fee/Overdraft Protection $5.00
ATM
New Card $10.00
Non FFCU ATM W/D $3.00
Transfer For Overdraft N/C
POS Transaction N/C
Additional Card N/C
Replace Debit/ATM Card $5.00
Copy of Purchase N/C
Overdraft N/C
DORMANT ACCOUNTS
1yr no activity $2.00/month
OTHER
IRA Annual Fee $25.00
Home Banking/HFS N/C
Bill Payment $5.00 per month
Christmas Club N/C


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